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Attorneys

Chapman and Cutler assists clients in the planning, structuring, and delivery of consumer financial services on a nationwide basis. The firm also provides state law outlines and summaries on a state-by-state basis for lending programs.

Included in this specialized practice area are virtually all consumer lending products. We offer advice and counsel on closed-end or revolving, secured, and unsecured programs including credit card, mortgage, home equity, automobile, retail installment, student loan, and small loan products.

Our practice group advises clients on legal and regulatory aspects of consumer lending, including interest rates, usury, allowable fees, disclosures, privacy, fair credit reporting, equal credit opportunity, fair lending, residential mortgage procedures, and debt collection.

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