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Practices
Chapman and Cutler LLP's General Litigation Group enjoys a solid reputation for thoroughness and creativity in handling litigation arising from our clients' credit card processing activities. We have approached such controversies from both the plaintiff and defense perspectives, in state and federal courts, and for claims ranging from as little as $1,000 to as much as over $3 million.

Our detailed understanding of the credit card processing industry assures our clients that their legal problems are handled by knowledgeable advocates.  

The depth and breadth of our knowledge in this area of the law allow for precise and timely counsel to our clients covering a wide spectrum of credit card processing disputes. This knowledge and experience enable us to effectively obtain favorable results for our clients.

The credit card processing industry is complex and ever-changing.  Working with the firm's banking transactional lawyers, who also understand the complexities of this area of financial law, enables us to maximize the resources available to assist merchant banks with their collection matters, enforcement of merchant service agreements, credit card chargeback claims in bankruptcy, and issues relating to holding processing funds, terminated merchants and the MasterCard MATCH system. 

Representative Transactions
  • Our practice group successfully defended a merchant bank in a lawsuit alleging breach of a merchant services agreement and other claims relating to placement on the MasterCard MATCH system, merchant chargebacks and fraudulent credit vouchers.
  • We obtained a favorable settlement for a merchant bank as creditor in a merchant bankruptcy and separate federal court litigation regarding significant chargeback claims. 
  • We represented a merchant bank in a case involving an issue of first impression-the recovery of credit card chargebacks through an order for restitution in a criminal case.

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