George Washington University Law School, LL.M., International and Comparative Law, 2010

Chicago-Kent College of Law, LL.M., Financial Services Law, 2007

Chicago-Kent College of Law, J.D., 2007

Miami University, B.A., History, 2004




Chicago-Kent College of Law, Institute for Compliance, Advisory Board Member

American Bar Association, Section of Business Law

  • Banking Law Committee, Chair, Subcommittee on Community Banks and Mutual Savings Associations
  • Mergers and Acquisitions Committee
  • Consumer Financial Services Committee

Chicago Bar Association, Financial Institutions Committee

Federal Reserve Bank of Chicago, Working Group on Financial Markets

Law360, Banking Editorial Advisory Board Member

Joe Silvia is senior counsel in Chapman's Banking and Financial Services Department and a member of the firm's Bank Corporate Group. His practice is focused on the representation financial institutions on general corporate matters, mergers, acquisitions, strategic transactions, fintech, and banking and consumer finance regulation.

Joe advises clients and writes and speaks to industry groups on topics related to the supervision and examination of banks and non-bank financial institutions, including the following areas:

  • Bank Secrecy Act and anti-money laundering requirements
  • Regulatory applications and approvals
  • Control determinations
  • Affiliate transactions
  • Vendor management
  • Retail banking and payments compliance
  • Corporate governance
  • Using and partnering with fintech firms
  • Making and structuring investments in financial institutions

Prior to joining Chapman, Joe practiced in the Chicago office of an Am Law 150 firm. Joe has also served as counsel in the Federal Reserve Bank of Chicago where he focused on bank, bank holding company, and savings and loan holding company supervision and regulation, as well as consumer finance and compliance matters.

Earlier in his career, Joe advised mortgage companies and other financial institutions on an array of regulatory and corporate matters. He gained substantial experience with consumer finance regulatory and transactional matters, including the alphabet soup of mortgage and consumer finance statutes and regulations. Joe was also a senior public policy specialist with the Mortgage Bankers Association, where he focused on legislative and regulatory compliance matters affecting the mortgage industry.

Joe is also an adjunct professor in consumer banking at Chicago-Kent College of Law.