Kelly Winstead is an associate in Chapman's Commercial Lending Group and a member of the Banking and Financial Services Department. Kelly's practice focuses on the representation of bank and nonbank lenders in a variety of secured and unsecured lending transactions. Her experience includes negotiating, structuring, and documenting credit facilities, including asset-based loans, acquisition financings, and leveraged financings.

Prior to joining Chapman in 2019, Kelly worked on structured investments at JPMorgan Chase & Co.

Representative Transactions

  • Represented a specialty lender in a $20 million senior secured term loan for a life settlement policy investor
  • Represented Perceptive Advisors, a life sciences-focused hedge fund, in a $20 million senior debt facility for a biotechnology company pioneering a new class of small-molecule drugs that selectively destroy disease-causing proteins via degredation


University of North Carolina School of Law, J.D., 2018

  • Order of the Coif
  • Managing Editor, North Carolina Banking Institute Journal

North Carolina State University, B.A., Political Science, 2015

  • Valedictorian 


New York

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