Michael Welch is a partner in Chapman's Asset Securitization Department. Michael focuses his practice on structured finance and securitization matters, representing issuers, underwriters, and other securitization participants in connection with registered offerings and private placements of mortgage-backed and asset-backed securities. Michael has extensive experience in the structuring and securitization of a broad range of residential mortgage products, including new origination, re-performing and distressed mortgage loans, home equity loans and home equity lines of credit, reverse mortgages, and portfolios of rental and fix-and-flip investment properties. Michael represents funds in establishing mortgage loan acquisition platforms, including negotiating purchase and sale agreements, warehouse lines of credit and master repurchase agreements and third-party vendor contracts for QM and non-QM mortgage loans.

He also advises clients in the developing fintech space, including the purchase, financing, and securitization of unsecured consumer and commercial loans originated on marketplace lending platforms.

Prior to joining Chapman, Michael practiced law at Morgan Lewis and worked in the real estate division at Goldman Sachs.


Georgetown University Law Center, LL.M., 2001

George Mason University School of Law, J.D., 2000

The College of William and Mary, B.A., Economics, 1995


District of Columbia

New York

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