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To the Point! Special Edition: Mortgage Servicing Rules

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February 8, 2013
To the Point!

The Consumer Financial Protection Bureau issued its final mortgage servicing rules under the Truth in Lending Act and the Real Estate Settlement Procedures Act. The Rule includes new disclosure and servicing requirements in both Regulation Z and Regulation X for loans secured by residential real estate. To aid in your review, we have indicated the applicable regulation that contains the requirement in this summary. The disclosure rules and servicing requirements generally apply to closed-end loans secured by residential real estate except as noted in the chart below. The Rule is effective January 10, 2014.

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