Josh Kinard is an associate in Chapman’s Asset Securitization Department. Josh represents borrowers, issuers, funds, banks, and other financial institutions in documenting and negotiating warehouse lending transactions secured by auto loans and leases, equipment, rail, consumer loans, credit card receivables, and other financial assets. He also represents issuers and underwriters in public and private issuances of asset-backed securities. Josh also has worked on trade receivables facilities and forward flow transactions. In his practice, Josh frequently drafts and negotiates credit agreements, offering documents, legal opinions, and security agreements.

Prior to re-joining Chapman, Josh practiced law at an Am Law 100 firm. His previous work focused on advising corporate clients in mergers, acquisitions, joint ventures, and corporate finance matters, as well as documenting and negotiating purchase agreements and commercial contracts, corporate governance and entity formation, and due diligence matters.


District of Columbia

North Carolina



University of North Carolina School of Law, J.D., Honors, 2013

  • Contributing Editor, North Carolina Journal of International Law and Commercial Regulation

University of North Carolina, B.A., Political Science and Spanish, 2010

  • Phi Beta Kappa

We have always been focused on finance.

  • 1913
    TS Chapman partners with Henry Cutler to form Chapman and Cutler
  • 1st
    Chapman's first client in 1913 is still a client of the firm today
  • 22
    Diverse financial practices serving regional, national, and global clients
  • 6
    Offices across the country and in key US financial centers

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