Chapman and Cutler provides advice and assistance to depository institutions and creditors on multi-state programs concerning deposits, loans, insurance, investment, trust, and leasing retail products.

The firm has extensive experience in credit card, mortgage, home equity, auto, and student lending and leasing programs.

We provide policy and program advice on interest and usury, disclosure (Truth in Lending and Regulation Z), fair lending (Equal Credit Opportunity and Regulation B), privacy and credit reporting (Fair Credit Reporting and Regulation P), real estate settlement (RESPA and Regulation X), home mortgage disclosure and collection (Fair Debt Collection Practices), licensing, credit insurance, and related issues. Chapman also assists our clients with Internet-based deposit and lending programs.

In addition, our thorough understanding of the law and operation of retail banking helps our clients in the efficient defense of litigation claims premised upon consumer finance related matters, including the defense of class actions.




We have always been focused on finance.

  • 1913
    TS Chapman partners with Henry Cutler to form Chapman and Cutler
  • 1st
    Chapman's first client in 1913 is still a client of the firm today
  • 22
    Diverse financial practices serving regional, national, and global clients
  • 6
    Offices across the country and in key US financial centers

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