Michael Twersky is a partner in Chapman's Banking and Financial Services Department and Commercial Lending Group. He has extensive experience handling complex real estate and real estate financing transactions. Michael represents commercial lenders, including commercial banks (foreign and domestic), insurance companies, specialty finance companies, and REITs, in the origination of mortgage and mezzanine loans (including construction, interim, and permanent financing). Michael is well-versed in loan securitizations, loan syndication and participations, promissory note purchases and sales, and loan workouts and restructurings (including deed in lieu of foreclosure transactions).

In addition to his lending practice, Michael also counsels real estate investors, owners, operators, asset managers, and developers in the acquisition, disposition, financing, and development of office buildings, hotels, multifamily residential, retail, and mixed-use projects. Over the course of his career, Michael has handled transactions relating to properties throughout the US and in foreign jurisdictions, including numerous well-known “trophy” properties.

Prior to joining Chapman, Michael spent the majority of his career practicing law at DLA Piper and McDermott Will & Emery in New York.

Representative Matters

Michael's prior experience includes serving as counsel in the following matters:

  • Represented a foreign bank on a $280 million construction loan for the renovation of a former hospital property in New York, New York to a luxury condominium.
  • Represented a specialty finance company on a $79.56 million loan secured by a portfolio of 11 flagged hotel properties located in six different states.
  • Represented specialty finance company on a $136 million construction loan for the development of a luxury flagged hotel and condominium in Fort Lauderdale, Florida; subsequently represented the lender in numerous workouts and restructurings of the loan due to the underperformance of the collateral.
  • Represented a specialty finance company on a $230 million leasehold mortgage loan secured by an office building in New York, New York; subsequently represented the lender on the sale of the loan to a pension fund.
  • Represented a foreign bank in its mortgage and mezzanine loans aggregating $29.36 million secured, in part, by a commercial office building in Indianapolis, Indiana, which included several GSA leased premises.
  • Represented developer in the acquisition and financing of 38 multifamily residential units located in Bentonville, Arkansas.
  • Represented a foreign bank on a $124 million mortgage loan secured by a historic property located in Philadelphia, Pennsylvania; subsequently represented the bank with a splitting of the promissory note and securitization of a portion of the loan.
  • Represented a specialty finance company on a $153 million mortgage loan secured by a portfolio of 63 commercial and multi-family properties in Virginia and North Carolina.
  • Represented a German bank in the origination of a $68.7 million leasehold mortgage loan, secured by fee and ground leased property located in San Francisco, California, the proceeds of which were used to convert the property to a technology campus leased to an internet search company.
  • Represented national retailer on a $300 million loan with a foreign bank to refinance its warehouse located in Secaucus, New Jersey.
  • Represented a manufacturer of kitchen cabinetry in a $100 million syndicated credit line mortgage secured by inventory and accounts receivables. 
  • Represented developer in the acquisition and financing of a rental complex containing 83 multifamily residential units located in Knoxville, Tennessee.


New York


Yeshiva University's Benjamin N. Cardozo School of Law, J.D., 1998

Ithaca College, B.S., 1990

We have always been focused on finance.

  • 1913
    TS Chapman partners with Henry Cutler to form Chapman and Cutler
  • 1st
    Chapman's first client in 1913 is still a client of the firm today
  • 22
    Diverse financial practices serving regional, national, and global clients
  • 6
    Offices across the country and in key US financial centers

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