To the Point!

The Consumer Financial Protection Bureau issued its final mortgage servicing rules under the Truth in Lending Act and the Real Estate Settlement Procedures Act. The Rule includes new disclosure and servicing requirements in both Regulation Z and Regulation X for loans secured by residential real estate. To aid in your review, we have indicated the applicable regulation that contains the requirement in this summary. The disclosure rules and servicing requirements generally apply to closed-end loans secured by residential real estate except as noted in the chart below. The Rule is effective January 10, 2014.

We have always been focused on finance.

  • 1913
    TS Chapman partners with Henry Cutler to form Chapman and Cutler
  • 1st
    Chapman's first client in 1913 is still a client of the firm today
  • 22
    Diverse financial practices serving regional, national, and global clients
  • 6
    Offices across the country and in key US financial centers

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